Social Lending Report

Looking around on the web (mainly Google) we found that what we have called ‘p2p finance’ is actually most often called ‘social lending’. So we have decided to re-post in a search engine friendly way our report on p2p finance.

Here an excerpt of the introduction:

The OpenBusiness team has looked in detail at five financial experiments online and provides an overview and comparison.
Two of those comparisons provide new ways to borrow and loan. Zopa a UK company lets individuals act in some ways like banks as they can give individuals loans. Prosper – a US company – does the same, but ‘disintermediates’ even more.
In addition Kiva and Fundable both innovate non-profit finance in different ways by engaging individuals directly.
Sellaband.com acts as an aggregator to finance music production. All of these services experienced strong growth in the last couple of months. OpenBusiness reported in the past repeatedly about p2p finance – see here, and here.