Zopa

Published: 18th Dec 09
Updated: 18th Dec 09

Business type

Crowdsource

Service/product description

Zopa is an England-based company providing an online money exchange service, allowing people who have money to lend it to those who wish to borrow, instead of using savings accounts and loan applications at traditional banks. Zopa acts as the man in the middle operating the markets.

What does 'openness' mean in this case?

Zopa offers a marketplace for both borrowers and loaners to come together. People who wish to borrow can seek people who wish to lend, skipping time consuming processes in traditional banks. The process is sometimes referred to as peer-to-peer lending.

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