Open 100 – companies in alphabetical order

Zopa is an England-based company providing an online money exchange service, allowing people who have money to lend it to those who wish to borrow, instead of using savings accounts and loan applications at traditional banks. Zopa acts as the man in the middle operating the markets.

Zopa offers a marketplace for both borrowers and loaners to come together. People who wish to borrow can seek people who wish to lend, skipping time consuming processes in traditional banks. The process is sometimes referred to as peer-to-peer lending.